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最新的 California Department of Insurance Certification CA-Life-Accident-and-Health 免費考試真題:

1. The term for an insurer which has met the conditions required to transact business in the State of California is

A) admitted.
B) authorized.
C) eligible.
D) entitled.

2. According to the California Insurance Code, an "insurance broker" is

A) compensated for transacting insurance on behalf of another person with an insurer.
B) employed to assist an insurance agent in transacting insurance.
C) hired by an insured to give advice about insurance transactions.
D) authorized by an insurer to transact insurance.

3. What is the difference between deferred annuities and immediate annuities?

A) Deferred annuities cover more lives.
B) Deferred annuities have no surrender charges.
C) Deferred annuities have longer liquidation periods.
D) Deferred annuities have longer accumulation periods.

4. Regarding the Health Benefit Exchanges, as created by PPACA, all of the following statements are true EXCEPT

A) an individual may only receive a premium tax credit for a plan if purchased through the Exchange.
B) an individual whose household income is 400% of the federal poverty level may receive a premium tax credit.
C) the name of California's Exchange is Covered California.
D) an individual enrolling in a bronze level plan is not eligible for reduced cost-sharing.

5. What is the cost of service from the Health Insurance Counseling Advocacy Program (HICAP)?

A) $25 per appointment.
B) No charge.
C) $50 per appointment.
D) $10 per appointment.

問題與答案：

問題 #1 答案： A

問題 #2 答案： A

問題 #3 答案： D

問題 #4 答案： B

問題 #5 答案： B