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最新的 Insurance Law (M05) E05 免費考試真題:

1. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?

A) International treaties.
B) Case law.
C) Official law reports.
D) Legislation.

2. The proximate cause of a loss is best described as the

A) first peril to cause the loss.
B) final peril to cause the loss.
C) most dominant cause of the loss.
D) most remote cause of the loss.

3. For this question more than 1 option is correct. You must select all the correct options to gain the mark.
A proposer for private motorcycle insurance carelessly states the motorcycle's engine capacity as 500cc when in fact it is 1500cc. A policy is issued by the insurer on this basis. In the event of a valid claim causing damage to the motorcycle, what potential remedies are available to the insurer under the Consumer Insurance (Disclosure and Representations) Act 2012?

A) Reduce the claim amount in proportion to the premium it would have charged.
B) Avoid the contract, refuse all claims and keep the premium.
C) Reject the claim, but maintain the policy.
D) Apply any terms it would have applied if the misrepresentation had not taken place.

4. How can an agency relationship be best described?

A) A person has ratified another party's action.
B) A person, who has paid another party under a contract, has the right to stand in the place of that other party and avail himself of the rights and remedies of that party.
C) A person has the authority to act on behalf of another party.
D) A person has transferred his obligations under a contract to another party.

5. Dan made a financial arrangement on behalf of Liz. However, Liz had the arrangement set aside by the court on the basis that she had been unduly influenced by Dan. To establish undue influence, the court must have specifically identified Dan as

A) a person holding a senior position at Liz's bank.
B) a person holding a dominant position over Liz.
C) Liz's husband.
D) Liz's independent financial adviser.

問題與答案：

問題 #1 答案： B,D

問題 #2 答案： C

問題 #3 答案： A,D

問題 #4 答案： C

問題 #5 答案： B